On December 15 Commissioner Kuderer issued an emergency order related to the Atmospheric River and related area flooding. All insurers transacting property and automobile insurance in the state are directed as follows:
- Between December 15, 2025 and February 12, 2026 provide grace periods of no less than 45 days for nonpayment of premiums for auto and property insurance, and waive fees and charges relate4d to nonpayment of premiums such as late fees or reinstatement fees.
- Between December 15, 2025 and February 12, 2026 no insurer shall cancel a property or auto policy for nonpayment of premium unless specifically directed to do so by the insured.
- Between December 15, 2025 and February 12, 2026 the standard 45 day notice period for nonrenewal listed in RCW 48.18.2901(1)(a)(i) is suspended during the state of emergency. No insurer shall issue nonrenewal notices of less than 120 days before the expiration date of the policy for any auto or property policy.
A complete copy of the order may be found here.