| Circular Number | Circular Title | Summary | State(s) | Date |
| LI-HO-2025-359 | HOMEOWNERS RULES REVISION INTRODUCING CREDIT-BASED INSURANCE SCORE RATING FACTORS RULE BEING SUBMITTED | ISO announces a homeowners rules revision which introduces an optional rating rule and an optional alternative rating methodology based on a credit-based insurance score model. ISO does not establish an effective date for the filing; each insurer that elects to use the revision is responsible for determining their own effective date. | All except CA, MD, MA, PR | 12/16/2025 |
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Circular Tracker 12-16-25
A summary of the ISO Circular for December 16, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.
FC&S Editors | December 16, 2025