The Louisiana Department of Insurance published an advisory letter informing insurers of a change to Louisiana insurance law.
Act 11 of the 2025 Regular Legislative Session amended La. R.S. 22:8891.1, which states that all insurers issuing homeowners or private passenger motor vehicle policies in the state must include the previous policy premium when renewing a policy. The last premium should be clearly displayed and near the renewal premium.
All insurers must be in compliance with La. R.S 22:881:1 starting January 1, 2026.
The advisory letter can be found here.
Ray Sugrim
Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.