The Kentucky Department of Insurance published a bulletin outlining the changes to insurance legislation enacted by the 2025 Kentucky General Assembly.

House Bill 19 lists businesses that may operate an unmanned aircraft/drone during the course of their business. Insurance companies are included; they may use drones to underwrite risks or investigate damage. The Act is effective June 27, 2025.

House Bill 233 amends the Consumer Protection Act to allow anyone who has entered into a real estate contract with a contractor to cancel the contract within 5 days of being notified that the loss is not covered under an insurance policy. The Act is effective June 27, 2025.

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