The Florida Office of Insurance Regulation published a notice to the insurance industry providing them with the 2025 Catastrophe Reporting Form. All insurers must complete the form if a hurricane or other natural disaster causes catastrophic damage in Florida.

Insurers will be required to submit simplified claims data immediately after a natural disaster and enhanced claims data at a later time, as specified by the OIR. The 2025 form splits “Claims Closed Without Payment” into categories of substantive and administrative.

Insurers authorized to write the following lines in Florida are required to submit a filing: fire; allied lines; farmowners multi-peril; homeowners multi-peril; commercial multi-peril; private flood; ocean marine; inland marine; PPA physical damage; commercial auto physical damage; aircraft; glass; boiler and machinery; industrial fire; industrial extended coverage; mobile home multi-peril; mobile home physical damage; multi-peril crop; surplus lines federally authorized; and surplus lines property and casualty.