A federal district court ruled that an insurer is not obligated to provide defense or indemnity to a firearms manufacturer. The case is Granite State Ins. Co. v. Rainier Arms LLC, 2025 U.S. Dist. LEXIS 57651 (S.D.N.Y. 2025).
The Underlying Suits
Rainier Arms LLC (Ranier) is a company based in Washington state that manufactures and sells firearms and parts for firearms. In 2022, the New York Attorney General (NYAG) and multiple cities in the state of New York sued Rainier and other gun-makers for their purported role in the proliferation of “ghost guns,” so named because their component parts do not bear a serial number. These “unserialized” parts can then be used to create a fully-functioning firearm. Without a serial number, these guns are much more difficult to trace.
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