The Delaware Department of Insurance published a bulletin reminding all insurers of the state’s mandatory insurance fraud reporting requirement.
Delaware Insurance Code, Chapter 24 Insurance Fraud, §2408 Duties of insurers, states that any insurer that has a reasonable belief that insurance fraud is being, or has been, committed must send any information relating to the fraud to the Delaware Insurance Fraud Prevention Bureau, on a form authorized by the Bureau.
Many insurers use the NAIC Online Fraud Reporting System (OFRS), but for insurers who are not users of the NAIC OFRS, a copy of the Uniform Suspected Insurance Fraud Reporting Form can also be found on the Department website.
The information provided by the forms is hugely important to the Fraud Bureau’s investigators and as such, the Department asks that insurers make sure the information provided is complete and accurate. Insurers should include on the form if it is being made “for information purposes only,” so investigators are aware and know they won’t need to follow-up.
The bulletin can be found here.
, and that they note on the form if the referral is being made "for informational purposes only," so investigators will know they won't need to follow-up any such forms.