Mobile homes, or manufactured homes, are a unique type of dwelling. An estimated 22 million people live in modular or manufactured homes in the United States. They are often more affordable than stick-built homes, and their transportability makes them unique. Mobile or manufactured homes tend to be particularly susceptible to wind damage, making tie-downs a necessity. Because mobile homes are in many ways a combination of a home and a vehicle, coverage needs to address these unique features.
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Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.