Florida's Chief Financial Officer (CFO) and State Fire Marshal, Jimmy Patronis, issued an Emergency Rule providing protections for consumers impacted by Hurricane Milton. The rule provides transparency in loss estimation and claims adjustment processes to ensure consumers are properly and fairly compensated.

Adjusters are required to use an electronic estimating program to create or modify an estimate of loss. The report should include an itemized per unit estimate, including itemized information on equipment, materials, labor, and supplies. The program should use pricing data that is typical of the geographic area where a claim occurred, and that data should be updated at least monthly to reflect current prices.