We have a question regarding personal property to maintain the insured premises. Here is the policy language involved.

1. Buildings. The buildings and structures at the location described in the Declarations, including: a. b. c. d. COVERED PROPERTY completed additions; permanently installed fixtures, machinery and equipment; outdoor fixtures; personal property owned by you that is used to maintain or service the buildings, structures or location, including: (1) (2) (3) (4) fire extinguishing equipment; outdoor furniture; floor coverings; and appliances used for refrigerating, ventilating, cooking, dishwashing, or laundering and grounds maintenance equipment; e. exterior glass, including lettering, ornamentation and frames immediately encasing the glass; a. b. personal property you own that is used in your business; personal property of others: 2. Business Personal Property. Personal property located in or on the buildings at the described location, or in the open or in a vehicle within 500 feet of the described location, including: (1) (2) that is in your care, custody or control; plus the cost of labor, materials or services furnished or arranged by you on personal property of others. This coverage is without regard to your legal liability; or that is leased personal property for which you have a contractual responsibility to insure. SECTION I – PROPERTY c. tenant's improvements and betterments. Improvements and betterments are fixtures, alterations, installations or additions: (1) (2) made a part of the building or structure you occupy but do not own; or

The insured owns a Cat Skid Steer to use on his car lot to maintain the property. It is not for sale. It burned up. Would it be covered under the building coverage or BPP?