House Bill 256 – This bill is the Strengthen Kentucky Homes Act and became effective July 15, 2024. The program will provide grants to eligible homeowners to strengthen their homes against catastrophic wind and hail. The bill provides that insurers must provide a premium discount to fortified homes. 

House Bill 280 – The bill is effective January 1, 2025, and sets liability requirements for autos used by delivery network drivers for a delivery network company. The terms are defined in the bill. The driver must maintain limits of 50/100/25 and must carry coverage for basic reparation benefits of a maximum of $10,000.  

House Bill 371 – This bill is effective January 1, 2025, and amends some provisions of mine subsidence insurance. An insurer that issues mine subsidence coverage can now reinsurance the coverage through the mine subsidence fund up to $500,000 per structure, previously $300,000. In addition, the additional living expenses limit for mine subsidence coverage is increased from $25,000 to $50,000. 

Senate Bill 29 – The bill became effective on April 2, 2024, and created a new section to KRS Chapter 204 Subtitle 20. The bill defines "motor vehicle glass" and "motor vehicle glass repair shop." The act states that any motor vehicle policy that provides comprehensive coverage must provide complete coverage for the repair or replacement of a damaged motor vehicle glass claim. Insurers are also prohibited from requiring the insured to use a particular glass repair shop when the claim is a first-party claim. 

The Consumer Protection Act is also amended to place requirements on motor vehicle glass repair shops. A glass repair shop must not offer any rebate, gift, cash, coupon, bonus, or payment incentive to an insured or insurance agent for directing or making a claim for glass repair. 

Miscellaneous Bills

House Bill 52 - This bill requires all health benefit plans to cover any cancer screening, test, or procedure required by federal law.

House Bill 115 – This bill defines diagnostic and supplemental breast examination, and states that plans covering the exams can't impose any cost-sharing requirements.

House Bill 179 – Creates paid family leave insurance, which pays for a percentage of an employee's income loss caused by leave not based on the employee's disability. 

House Bill 186 – If a bill is introduced containing a mandated health benefit, the sponsor can request the Department to prepare a health mandate impact statement and a federal cost defrayal impact statement.

House Bill 220 – An insurer is not prohibited from requiring an insured to try a biosimilar product before providing coverage for a prescribed drug.

House Bill 635 – Amends KRS 6.948, expanding the documentation requirements for requested health mandate statements.

Senate Bill 74 – Requires special enrollment periods for pregnant women and requires coverage for in-home programs for pregnant and postpartum women. 

Senate Bill 111 – Mandates any health insurance policy that covers habilitative or rehabilitative services coverage to provide speech therapy services to treat stuttering without annual benefit limits.

Senate Bill 188 – This bill enacts many changes to pharmacy contracts with health plans and pharmacy benefit managers and provides for how pharmacies are to be reimbursed.  

The bulletin can be found here.