Residual markets, including automobile plans, "FAIR plans" and "beach plans" for property exposures, are listed by state. Many states' automobile plans are administered by the Automobile Insurance Plans Service Office (AIPSO) headquartered in Johnston, Rhode Island, with regional service offices located around the United States. Detailed information about many states' plans may be found on the AIPSO Web site.

FAIR and Beach plans are administered by the Property Insurance Plans Service Office (PIPSO). Detailed information about many states' plans may be found on the PIPSO Web site. For more information about FAIR Plans, see State FAIR Plans.

Ray Sugrim

Ray Sugrim

Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.

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