This article continues our analysis of the ISO HO 00 06 Unit-owners Form, designed for those living in condos or cooperative units. In this article we review the Section I Exclusions. Even though this is a named perils policy, there are always exclusions restricting coverage. There were no significant changes to the exclusions section in the 2022 form revision. The discussions of other parts of the policy can be found at the following links:
Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.