We realize that with so much valuable content within FC&S, you may not be aware of some related content that you might find useful. The editors of FC&S Expert Coverage Interpretation often write or update our series of coverage guides explaining the main ISO coverage forms. We offer designations for commercial lines, personal lines, small business, and one in development for cannabis. Some portions of the cannabis designation are available now. We have several CE classes available as well. We have books on licensing/surplus lines and cancellation/nonrenewal laws by state. Use the links below to access recently updated content and other things you might be interested in. If you have any questions please let us know; we're happy to help!

Recently updated coverage guides:

Homeowners Coverage Guide 6th Edition – Updated for the March 2022 updates to the homeowners program from ISO. Homeowners Coverage Guide. 

Personal Lines Endorsements Coverage Guide 2nd Edition - This companion to the Homeowners Coverage Guide reviews the more common endorsements available for both homeowners and auto coverages. As the homeowners program was updated in March of 2022, we updated this text as well. Personal Lines Endorsements Coverage Guide

Workers Compensation Coverage Guide -Coverage and Financing 4th Edition – While workers compensation forms don't change frequently, issues arise that need clarification or discussion. This update includes working from home, COVID issues, and temporary and leased employees. Workers Compensation Coverage Guide.

Designations:

Commercial Lines Coverage Specialist CLCS designation – This designation is designed to provide foundational knowledge of commercial lines for those new to the industry. It includes commercial liability, commercial property, business auto, and workers compensation. CLCS

Personal Lines Coverage Specialist PLCS designation – This designation provides a solid foundation of personal lines coverage, including homeowners, personal auto, endorsements and umbrella. PLCS

Small Business Coverage Specialist SBCS designation – This provides training on the coverage needs of small businesses; businessowners policy, homebased business, small business auto and workers compensation. SBCS

Cannabis Insurance Coverage Specialist CICS designation – This upcoming designation provides education on the development of cannabis insurance, how to manage risks, claims, real estate issues, and soon will include workers compensation and financial services. CICS

Annual References:

2022 Licensing and Surplus Lines Laws – Updated annually, this reference provides information on licensing requirements for agents, adjusters and other insurance professionals as well as surplus lines laws on a state-by-state basis. 2022 Licensing and Surplus Lines Laws 

2022 Cancellation and Nonrenewal Laws – Updated annually, this reference provides cancellation and nonrenewal regulations by line of business by state. 2022 Cancellation and Nonrenewal Laws

CE Classes:

A variety of training classes are available online for P&C and Life and Health lines of business, as well as ethics. All classes are $42 and provide several CE credits depending on the state. CE Classes