Robocalls for extended vehicle warranties are often considered a joke that permeates society. However, some companies behind these calls aren't licensed to sell insurance and have swindled thousands of citizens out of premiums and coverages promised under the phony warranties. In California, newly-introduced Senate Bill 1040 allows the Insurance Commissioner to order companies who make such robocalls to provide restitution to affected consumers for such actions. Currently, the commissioner can order unlicensed sellers to cease and desist and pay a fine of no more than $5,000 per day, but cannot order the sellers to refund premiums to insureds or pay the claims. Numerous instances of premium theft, embezzlement, and fraud by such sellers have been discovered.