In December, Michigan Governor Gretchen Witmer ordered the Michigan Catastrophic Claims Association to return a $5 billion surplus to every Michigan resident with automobile insurance via the form of refund checks that will be distributed by their auto insurance carriers. The Department of Insurance is warning Michigan insureds to be aware of scammers who may try and take advantage of insureds because of this announcement. The department advises that the refunds will be sent directly to insureds via automatic deposit or a refund check directly from their insurer; insureds will not have to take any steps to receive their check. The department is warning consumers about being contacted by someone claiming to be from the Michigan Catastrophic Claims Association (MCCA), their insurer or another official, to not provide that person information and to contact their insurer directly. The department has set up a page for frequently asked questions regarding the refund here.