What is a detached structure? It is not a defined term in the homeowners policy. Can you please point me to some material that addresses this term? Is an asphalt driveway that is connected to the garage/home to be considered in the Coverage A replacement cost calculation? If the 'attached' driveway were damaged by a covered peril would that be a covered Cov. A claim?

Connecticut Subscriber

It all depends on whether or not the driveway is actually attached to the dwelling, or simply abuts it. Most driveways abut the dwelling; they're poured concrete or asphalt that is not actually attached to the dwelling; the concrete is separate from the concrete for the foundation, for example.