Separation of Insureds Clause and Family Members

We have been informed by one of our companies that there is a potential auto liability BI claim for an insured's wife. The insured, driver of vehicle in an “at-fault” accident in which the wife, passenger, was seriously injured. The wife is also listed as “named insured” on the PAP. We have been informed that there is no exclusion for the wife presenting a BI claim against her husband. Is this possible? Can a “named insured” pursue BI against another “named insured” and it possibly be covered under the PAP?

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