Collision or Vandalism Loss?

Our insured, the manager of a supermarket, saw two men stealing pallets from a rear dock area of the store. He got into his car and drove up directly behind the truck being loaded with the pallets, blocking its exit. After a scuffle between the thieves and the store manager, they got into the truck and backed up into the manager's car, using the weight and power of the truck to force the car out of the way.

Is the damage to the manager's car covered as a comprehensive loss by vandalism and malicious mischief, or does the collision coverage with its higher deductible apply?

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