Our insured pulled a fifth wheel trailer with a truck across a portion of Alaska . The vehicle and the trailer were covered by a personal auto policy that we issued. When our insured arrived at his destination, he discovered that the main frame of the trailer had bent because of the bumpy roads, and the walls of the trailer were sagging. He said the roads were very bumpy during the entire trip, but he also thought he had struck a particularly high mounded frost heave in the road.
Our insured carries both collision and other than collision coverage on the truck and trailer, but we're not sure whether this type of loss is covered or not.
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