Root Insurance, the car insurance company that operates entirely via mobile technology, has added availability in four new states since October.
In a statement, Root Insurance explained that it sets rates based primarily on actual driving behavior, using variables that drivers control. Root offers discounts for safe driving behavior and provides a discount for drivers using cars with automated driving features.
The company said that it now offers insurance to drivers across Pennsylvania, Texas, Kentucky, and Mississippi.
Since Root's launch in Ohio, the insurtech startup has expanded to Arizona, Indiana, Utah, Illinois, Oklahoma, Pennsylvania, Texas, Kentucky, and Mississippi.
In the coming months, Root said, it plans to roll out in at least four additional states (Louisiana, North Dakota, Arkansas, and Maryland).
"We designed Root to grow nationwide," said Root's co-founder and chief executive officer, Alex Timm. "Because our insurance system is built on cutting-edge technology, it's fast, agile, and scales efficiently. We're in an excellent position to bring fair insurance to all good drivers."
"We're embracing technology and preparing for the future of the road," said Dan Manges, co-founder and chief technology officer. "Our customers report saving an average of $784 annually through Root. Using mobile tools and data analysis, we can reward good drivers who have been keeping our roads safe."