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We have a client that had a raccoon get into the attic. It damaged the attic and left urine that seeped into the ceiling of the house.

Allstate denied the claim. I have attached the pages they sent to the Insured.

Is a raccoon considered verrmin or a rodent? They turned it into their insurance company and they denied it based on the attached pages, not highlighting anything in particular. The only thing we can assume is on page 2, #12 or Page 3 #g is why they are denying the claim.

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