Collapse of Hydraulic Platform Attached to Building a Covered Loss

May 24, 2017

While the insured was using a hydraulic platform, permanently attached to the building (part of the building) as part of his business operations, the platform starts making some noises and all of a sudden collapses, suffering major structural damage to its components. Our client has the benefit of a Commercial Package Policy with Causes of Loss Form – Special Form – CP 10 30 (10-12). We submitted the claim under its D. Additional Coverage – Collapse Clause, and found that under this additional coverage there are no applicable exclusion to this loss. Is this a covered loss?

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