May 1, 2017

I have a question regarding the temperature/humidity exclusion under form IM 7053 08/12. I have a claim that involved humidity that entered solenoids that sat at a builders risk project for 6 to 12 months. Moisture got into the circuits and caused corrosion. Would this fall within this exclusion. I am trying to understand the purpose of the exclusion. Thank you for your help.

Ohio Subscriber

Changes in temperature and humidity are a general condition of the planet, and are not usually a fortuitous loss. Even in very humid areas it takes some time for corrosion to occur, and the property was left for 6-12 months. The exception applies when the temperature or humidity changes lead to another loss; for example if dampness causes wires to short out and cause a fire, that resulting fire would be covered.