Section IV of the Coverage Form
Summary: In a sense, the automobile physical damage insurance needs of an insured under an auto dealers coverage form are the same as those of any other automobile owner. The insured's coverage requirements are only more complicated because there are more automobiles at risk, more possible variation in the interests being covered, perhaps a wider variety in application of coverage to different classes of automobiles and certainly a far greater fluctuation in the number and types of automobiles to be insured.