The homeowners insurer for a gun owner brought an action against the shooting victim for a declaratory judgment that an intentional shooting was physical abuse and thus, excluded from coverage. This case is Miglino v. Universal Property & Casualty Insurance, 174 So.3d 479 (2015).

 The insured is Stein He lent a gun to his sister and then the sister shot Miglino. Miglino sued the sister and the insured, alleging that the sister intentionally shot him and asserting a negligent entrustment claim against Stein. The insurer initially defended Stein but the filed a declaratory judgment action seeking a declaration that it had no duty to defend or indemnify the insured because of an exclusion in the policy.

 The trial court granted summary judgment to the insurer and this appeal followed.