Claim Made Years after Death of Insured

January 18, 2016

I am handling a claim for a daughter who lost her mother multiple years ago. The daughter informed her mother's agent of her mother's passing and has since kept up with the premiums. She had a covered loss happen and now the insurance company is trying to deny the claim because she never had the policy put in her name. Shouldn't coverage still be provided since the premiums were still being paid?

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