Summary: The Insurance Services Office (ISO) introduced optional coverage for cyber and data breach liability for the Businessowners program with the Information Security Protection Endorsement, BP 15 07 03 15. The endorsement may be further modified by using the Payment Card Industry (PCI) – Provide Coverage For Defense Expenses And Fines Or Penalties endorsement, BP 15 08 03 15, and Provide Coverage For Dishonest, Malicious Or Fraudulent Acts Committed By Employees endorsement, BP 15 10 03 15.

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Introduction