Our question concerns coverage under form CP 00 10 04 02, which is the building and personal property form, for pollutant clean up. One of our clients arrived at his shop one morning and discovered that several 55 gallon drums of unidentified waste liquid had been placed upon his gravel parking lot during the night by persons unknown. The barrels were not leaking, nor had their contents been dumped out or spilled.
The client immediately contacted the authorities to report the incident. The authorities advised him that the law required our client to test and properly dispose of the barrels and their contents, regardless of how they came to be on his property.
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