I have a claim where a cast iron waste line broke and caused ensuing water damage to the building, which is insured under a CP 00 10 04 02 with a CP 10 30 04 02 causes of loss form.
The carrier denied the entire claim due to wear and tear and deterioration of the pipe. I believe the pipe is excluded, but the ensuing water damage should be covered.
Please help clarify this situation.
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