Med Pay Dilemma

February 9, 2015

We have a NYS personal auto policy for our insured. His child's finger was injured when the door of a rental car was closed onto her finger. The rental car company won't pay for the medical bills unless there is no other coverage. Our insurer is denying the claim because our insured is divorced and while he has joint custody, the child lives with the mother most of the time. The mother refuses to put the claim into her insurance. The former husband is the one that rented the car and had custody of the child at the time of the injury.

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