December 3, 2014
We have just come from a meeting with one of our companies that is ISO-based. They were discussing an endorsement that is associated with Sprinkler Systems and other Protective Devices—the Protective Safeguards Endorsement form, IL 04 15 04 98. It basically says that if your protective system is disabled more than forty-eight hours and you know about it and if you have a loss, the company will not pay the claim. My two questions are this: (1) is this automatically used by all ISO-based companies, or is this a company-to-company item; and (2) does this also apply to automatic fire suppression systems in restaurants over cooking equipment?
Ohio Subscriber
This premium content is locked for FC&S Coverage Interpretation Subscribers
Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.
- Quality content from industry experts with over 60 years insurance experience, combined
- Customizable alerts of changes in relevant policies and trends
- Search and navigate Q&As to find answers to your specific questions
- Filter by article, discussion, analysis and more to find the exact information you’re looking for
- Continually updated to bring you the latest reports, trending topics, and coverage analysis
Already have an account? Sign In Now
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected]