Med Pay Coverage Obligation to Claimant

Under the CGL med pay coverage, is there a contractual obligation between the insurer and the claimant to pay out the limit of the medical payments coverage when the required documentation has been submitted to the insurer? Or, does the insurer have the right to deny the payments if it believes there is no liability on the part of the insured? Finally, can the insurer require the claimant to sign a release for the payments made under the med pay coverage?

Nevada Subscriber

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis