Removal of Fence by Neighbor

October 16, 2013

We have an HO2 policy. Our insured erected a privacy fence on his property line, a boundary that is the source of an ongoing dispute. The neighbor believes that the fence is over too far on his property (despite the property surveyor showing that it is on the insured's property) and sent our insured a letter stating he has ten days to move the fence or it will be removed for him and he will be responsible for the costs. Insured was out of town and came home to find the fence removed and stacked on the ground. He filed a claim for vandalism and malicious mischief.

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