Loss of Natural Gas From Cracked Pipe

Our homeowners customer recently discovered that the pipes carrying natural gas under his patio had broken down and natural gas was escaping. The gas service has since been turned off and the insured has been forced to move into a motel until the service is restored.

We have three questions regarding this situation. Is the natural gas covered property? Is the dollar value of the lost gas a covered loss? And is the insured's additional living expense covered?

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