Resident Insured's Car Damaged by Named Insured

December 11, 2012

A named insured's adult son currently resides with his mom. He has his own vehicle and auto insurance all in his name only. One morning the mom backs into her son's vehicle and damages both cars. Her carrier pays for her damages and her son's carrier pays for his damage and then subrogates against the mom's carrier. The mom's carrier declines/denies the subrogation claim.

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