Intentional Act and the Expected or Intended Injury Exclusion

December 11, 2012

Our insured is an automobile parts supplier, and the policy is a standard CGL coverage form. While receiving a delivery from a UPS driver, the owner of the business did not want to accept a broken package and told the driver to take it back. The driver refused and kicked it back to the owner of the business. The owner got angry and threw the package at the driver causing injury.

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