Loss of Ring in Vehicle Accident

December 4, 2012

The insured is in an automobile accident in which the airbag deploys. She is making a claim for a ring she says she was wearing at the time of the accident. She is requesting coverage under the vehicle damage peril. However, the ring is nowhere to be found. We believe there is no coverage under vehicle damage. We feel this is a mysterious disappearance loss as there is no evidence of the ring.

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