PAP Covers Large Trucks?

October 8, 2012

Our insured has his auto covered by a Personal Auto Policy. If he rents a U-Haul truck for the weekend to move his apartment furniture from Ohio to a recently purchased home in Kentucky, will his PAP provide coverage if he were to be involved in an accident? One of my insurers is telling me that the PAP does not provide liability coverage for the use of the truck because it is not an auto, as defined in the policy.

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