Tree Removal Coverage under Property Form

July 13, 2011

First party wind claim where two trees fell on and caused damage to roof of insured's building. The area is difficult to reach and will require the use of a crane to remove the trees. Policy is a Special Causes of Loss form, CP 10 30 10 00 providing building only coverage with a $1,000 deductible for all perils insured against. The policy coinsurance requirement has been met in this case. The ACV repair amount to the roof is $7,500. Further roof damage may occur when the trees are removed. We have an estimate for tree removal for $4,000.

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