Property Damage Coverage in Doubt
The insured is a homeowners association. It contacted the local village to clear some trees and bushes in a common area believed to be on an easement. The Village cleared trees and bushes in the common area as well as some trees and bushes that were on property owned by two homeowners. The claim is for the loss of the trees/bushes as well as possible loss of value to the property. If the insured is somehow found legally obligated to respond to the property damage claim, would exclusions j5 and j6 apply since the work was done on behalf of our insured, even if the Village is not necessarily a “contractor”?
Connecticut Subscriber
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