Liquor Liability Exclusion and Scheduled Exception

May 2, 2011

Liquor liability exclusion endorsement, CG 21 51, is attached to the CGL form of our insured; the insured is a non-profit symphony. The insured is holding a fundraiser that will serve wine. The cost of the fundraiser includes music by the symphony, dinner and beverage. Wine is served by the non-profit (not a separate caterer) and included in the price. No license is required from Pennsylvania , as far as the insured is aware. In the absence of listing the event in the schedule on CG 21 51, does the insured have coverage for this liquor liability exposure?

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