Med Pay or Health Insurance

January 3, 2011

Recently, many health insurance carriers are requesting we reimburse them under the Med Pay portion of the Homeowner policy (HO 00 03 4/91 Section 11 coverage F). Could you explain Section 11 – Exclusion 3. Cov F Med Pay to others part b (1). To any person eligible to receive benefits; “voluntarily provided”; could this mean health insurance?

Section 11 conditions, part 8 “Other insurance” appears to apply only to Coverage E and not Coverage F (Med Pay)
Your thoughts regarding who is primary?

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