Property Damage Occurs when it Manifests Itself

The United States District Court in Florida ruled on a coverage dispute centering around when property damage occurred. The timing of the occurrence determined whether the insurer had a duty to defend its insured in an underlying claim based on Chinese drywall problems. This case is Amerisure Insurance Company v. Albanese Popkin, 2010 WL 4942972 (S.D.Fla.).