Son Living in Other Structure a Member of the Household?

November 7, 2010

I have a question on an HO 00 08 04 91. The insured's forty-two-year-old son lives at the same residence address but in a little efficiency apartment that is in a separate building behind the insured's house. He does not pay rent. This separate structure would be insured under the other structures coverage on the policy.

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