Ice Dam Coverage under Homeowners Policy

In our area of the country it is common for snow to lie on roofs for periods of time after a snowfall. Subsequent periods of thawing and freezing cause ice dams to be built up along overhangs and the flashing at pitch breaks. Water from the melting snow backs up from these dams and seeps under the shingles into the house. Generally there is no visible damage to the roof.

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis