Homeowners HO-6 and the Condo Association Policy Deductible

Our HO-6 insured suffered covered water damage from plumbing to their unit. When we reviewed the Condo Association policy, it appeared the Condo Association was responsible for insuring the building, including the units, except for the insured's own additions and alterations and personal property. The Association policy had a $1,000 deductible.

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