Earth Movement Caused by Tree Roots

Our insured's detached garage has been damaged by a neighbor's tree roots. As you can imagine, this has been going on for some time. In 1990 our insured notified his neighbor (in writing) that the tree roots were encroaching and, as the tree has gotten substantially bigger since then, so have the roots.

Now it is to the point where the garage floor and mortar joints have been cracked by the roots.

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