Carport a Canopy?

Insured made claim under an AAIS form 2 for “weight of ice and snow” damage to a carport attached to the end of the dwelling. The subject form appears to exclude coverage for such damage to “awnings and canopies” etc.

Is a carport, supported by columns on one side and the dwelling on the other, considered a “canopy” and thus excluded from coverage under this peril?

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis