We have had an unusual claim submitted to us, and would like your thoughts. Our insureds have an HO 00 03 04 91 on a newly-purchased residence.
The wife was raking pine needles in the front yard, and she noticed that there seemed to be lots of glass among the needles. She did not give it too much thought, until her husband began to dig a koi pond in the back yard, and discovered that there was glass to a depth of approximately thirteen feet.
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